Question:- Are you on the repossession register?(posted 7530 days ago)If so, then whichever mortgagee you choose, as soon as they look on the register, it will show up your previous problem. Best advice then is to stay with your application with Nationwide and prove to them you are now in a stable financial environment by providing the six months bank statements and a full explanation of the previous problem.
If you are not on the register, then look carefully at the questions on residence - some only ask for previous addresses when you have been resident at current less than 3 years, with others it is 6.
Also worth bearing in mind, is whether or not there was ever a formal CCJ over the Nationwide debt before you settled it. Again, if your previous address is requested, this will show up on a status search - it might be worth getting a copy of your credit record from one of the agencies (find out which one the prospective mortgage lender uses). Very often what happens is that you are taken to court, and a suspended possession order and suspended judgment is made and these do not come into play unless you disobey the terms of the court order on what to pay each month. If you do not keep to the terms, then the PO is enforced by a Warrant of Execution and the suspended judgment becomes an absolute one and is registered.