Robert,(posted 7521 days ago)In the first instance I would have a word with your lender (not all of them are bad) explain the situation and ask for their advice. You could also try and reach a deal with a Housing Association, there are plenty of those around. Try local CABs too, some local councils also have specialist advice units. Stop worrying, I'm sure you'll find a way of sorting it. Let us know how you get on. Good Luck.
Mark.