Thank you for your answers, I have not acknowledge the alleged debt in anyway at all but from the answers here, the 6/12 year rulings seem to be irrelevant anyway. The replies seem to suggest that the 6/12 year period starts again when the lender - or their agents - make contact. If that is the case then this could, in theory, carry on for a very long time.(posted 7550 days ago)They seem to have people by the short and curlies, and they have a very good grip!
Cheers
Stiffed By Ex