Response to URGENT! How does a charge against a property work?

Fal,

I see you've received good advice already.I have a copy of a SARN letter if you want one. Although, it's been mentioned, please do be careful not to acknowledge the debt, otherwise the 12 year limitation period will restart. Always state that you do not acknowledge the debt, that you deny liability and dispute the debt in any communications. Offers to settle should be made "ex gratia" and have "Without prejudice" written on them. If you have any further questions just post them up.

Mark.

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