Final Settlement with Abbey

Just about to settle with DLA/ Abbey, which is encouraging. A footnote to the letter says the following:

"Acceptance of payment in whole or part by one or more debtors will not release the liability of any remaining co-debtor(s). Our client retains the right at all times to take action against such co-debtors. Acceptance of the agreed sum in full and final settlement of the debt due to our client is in respect of such sums due to the bank after realisation of any security held by the bank, whether heritable or collateral, at the time of acceptance or at any time over the duration of the mortgage, unless specifically agreed otherwise by the bank in writing."

Does anybody know what this means? Does it mean that if I were married, then my wife would still be liable, or something entirely different?

Any help greatly appreciated.

Thanks,

Chris

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