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Response to Woolwich Openplan "Openplan Reserve". Action regarding arrears.

from sue MAXWELL SMITH (suemax@btinternet.com)
Answer to david button - many thanks - hope I am posting this right

Thanks SO much for such a quick and such a long reply. I have realised that The Woolwich cold-called me and sold NOT a new mortgage called "Openplan" - when I posted that I really believed I had a mortgage called "Openplan", but they had sold me a simple secured current account ovrdraft when I wanted more mortgage money. Now I am in arrears on the old mortgage (which has run continuously since 1990) and I am over my overdraft limit. I thought it was treated as a mortgage. Hence I am pretty sure that in order to get out of this mess I will have to repay the entire overdraft of £54k and the arrears on the mortgage of £3k. I am actually over my overdraft LIMIt by £2k, so had I a mortgage I would be "in arrears" by £5k. A bit easier to find, eh?

Sue

(posted 7585 days ago)

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