Peter,(posted 7612 days ago)You say that you cannot get any legal help, but have you contacted the people suggested earlier i.e. NAMV, The Mary Ward Legal Centre, Legal Services Commission etc ? You can also go to your local advice centre or CAB, have you tried? I've sent you an example of a settlement letter I've got. You could try offering between 5 & 10% of the alleged shortfall. Make sure you remember to put "Without prejudice" on the letter and state that it's an ex gratia payment, although this is already in the example I will send you.
Mark.