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12 year Expiry

from James Graham (jamesgr707@hotmail.com)
Hello,

My situation is that the 12 years limitation passed in March this year without any legal action being taken, in respect of a £49,000 shortfall claim. Towards the end of March and the beggining of April I recieved four letters, one asking me to settle [Without Prejudice] and the other three reminding me of my " un-coporative nature" and threatening legal action. I filed these letters with the other 40 or so I have recieved since May 1999, I have not responded to any letters for the last couple of years or so, mainly due to the lack of progress when asking for the relevant information. Anyway, does anybody know if I should respond and remind them that their claim is now statute barred, or should I continue to ignore them. Also will they be able to make any entries with any credit agencies aginst me?

Any advice is welcome.

Thank you and good luck! to you all.

(posted 7613 days ago)

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