wuick update on the situation, filed defence and counterclaim. just recieved a letter from solicitor with statement of account which is full of entries saying "misc fee" and "repo cost". So going to ask to see what these actually were, they amount to at least 3-4000 pounds. They have confirmed that a MIG payout was made which is interesting as it is substantially lower than the amount being claimed, they claim £8000 but are demanding in excess of 30k plus interest? Where did 22K+ debt come from?(posted 7643 days ago)Interrstingly its the first letter Ive had but they are already saying settlement may be possible for a vastly reduced sum.....
The defence and a separate letter asking for other stuff crossed in the post so I will wait to see a further response before I reply.
Steve