Hello there - thanks for being such a great site and offering such good advice; don't know what I would have done without you, especially Mark. Anyhow, have decided to go for settlement through IBAS, have filled in an I & E form and have heard today that the Bradford and Bingley want proof of all expenditure - is this normal? Should I do it? Is it wise to offer up utilities/salary/loans etc? And if not, what should I say? Thanks - Ez(posted 7654 days ago)