Hello Jovinah,(posted 7657 days ago)The Building Soc & the solicitors will have data-bases (computerised & on hard copy)of considerable size I would imagine and therefore should be registered with the Data Protection office.
Take your complaint to the Data Commissioner without any further delayand stop losing any more sleep. This 'supposed debt' is only an allegation and must be PROVEN BY THEM and to do that they must provide you,or any court, with all details that WILL substantiate their claim. Your rights under the Data Protection Act (SubjectAccess Rights) allow you, the Subject, to have copies of ALL the data that they hold on you. They are committing an offence if they refuse to comply with your request. If they CANNOT, as opposed to WILL NOT, the substantiating data then they won't be able to PROVE THEIR CLAIM in Court or anywhere else.
Finally - don't admit to any part of this debt in any way at all. Don't have conversations with them on the 'phone as you won't have any proof of what was said. Only deal with them by letter (sent by Recorded Delivery only) and keep copies of everything.
They are nothing but bullies and not worth worrying about. Remember there are a lot of us out here who have experienced this kind of tactic so you've got plenty of support.
Chin up Jovinah and stop worrying. Cheers Joy.