My partners previous home (£16,500 joint mortgage with her ex) was repossessed in 2000. This was later sold for £17,500 - so she's made a "profit" on paper.(posted 7681 days ago)Not according to Eversheds and their representative who, having sent their first ever letter a fortnight ago - i.e. 3 years after the event - have started to "negotiate" with her over the phone. According to them, she now "owes" over £5000 due to "fees" that range from the seemingly acceptable (£587 conveyancing fee) to the highly questionable (Sellers commission £940). All we have as "proof" is a photocopied spreadsheet that, in all honesty my 13 yr old could have made more convincing, and a load of subtle (and NOT so subtle) threats.
Today, they then offer to half it over the phone if she coughs up in 7 days...
Do we:
A) Pay the £2500 within 7 days B) Offer them a couple of hundred quid? C) Tell them to go and boil their heads?
After reading advice on this site, they look to me to be on shaky ground at the very best - should we still do all the SARNing stuff, or simply ignore them? We are going to request all further communications in writing, as the phone calls are getting annoying, intrusive and stressful.
Advice appreciated
Andy Robson