Steve(posted 7683 days ago)You don't say if your wife has SARN'd everyone concerned, admitted liability, had a MIG or felt the house was undersold, but from what you say you just want this out of the way.
A lot depends on whether your wife has any assets or is in employment. If for example she is not working and is not party to any mortgage with you she really is not worth chasing. In this case she could consider making a Full and Final offer (without filling in I&E forms or admitting liablity) or consider being made bankrupt. Bankruptcy is not as bad is it might seem especially with the new Bankruptcy laws which I think come in to force next year (you can then be discharged in about 3/6 months).
She could consider telling the Woolwich where her ex is and this might take the heat off her but this may well be temporary and really she would have to consider if it is worth the hassle.
I don't know if this info has been any help, but I'm sure some of the "veterans" on the site will also give you some help!
Good luck and anything you're not sure of...just ask here.
Keep us all posted.
M