Been Away

I owned a property with a mortgage through the Halifax. Although i did what i could, when my partner left me I was unable to keep up the mortgage payments. I did attempt, with my fathers assistance, to come to some agreement with the HAlifax but to no avail.Ultimately I had no alternative but to hand back the keys. Feb 1997 approx.Somewhat annoyed at the lack of co-operation from the Halifax I resolved to make it difficult for the Halifax. I moved in with friends and then rented for a while. In Feb 1998 I went to Eire, liked it and found a job. I stayed until Jul 02.I had a bank account over there and took out a mortgage which I repaid when I left to move back to the uk to live with my fiance. I have had no contact from the Halifax in this 6 year period.I assume that repossession took place sometime soon after Feb 1997. How does this situation stack up when considering the 6 year/ 12 year debate? How does it affect my fiances assets now and in the future?

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