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Response to Need some advice please

from John (sharky_john@hotmail.com)
Graham,

I concur with Geoff's comments and his indication of what to do next, however if you have not received a "statement of account" or had any dealings with the mort co since repo then they are guilty of not following due process in relation to their own policys and procedures. I suspect that the delay may be something to do with the merger with the Halifax and whilst you could argue this point with them, you must be strong. You have probably cooked your own goose over this case by promising to do something and then not doing it, the judge will not take kindly to this, but if they havent provided you with the Statement of Account then how can you pay them money you may or may not owe. I would suspect that the repo value exceeded your outstanding debt and they owe you money !!!! Good Luck.

JOhn

(posted 7695 days ago)

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