Heidi(posted 7730 days ago)First of all do not phone them!
Do they know you are remarried....if not don't tell them (none of their business but it may make you appear more solvent to them ) As you say your employment circumstances haven't changed and either you or a solicitor could write and reiterate that fact. Do not admit liability for the debt.....Did you ever SARN the lender or any of the debt companies chasing you? If not I think you should do so now, by recorded delivery.
Like a lot of us in a similiar position I think this is something you may have to live with as my understanding is that there's nothing to stop them selling on these "debts"
What you have to do is throw the ball back in their court and ask them for the relevent evidence in support of their claims.
If they phone you and harrass you bar their calls (BT Choose to Refuse) and at least you won't fear answering your phone.
Maybe someone else will give you more helpful advice.....I hope so.
Meantime keep your chin up and get those SARN's done!
Moira