Response to 8% interest added/jdl holdings

thank you all for your help, I have recieved another letter from JDL Holdings today(made a mistake when i said HDL in last message) They have stated that they are working on behalf of the Alliance and Leicester but under rights of subrogation,they said that they are also collecting on behalf of the morgage indemnity insurers.They also attached a copy of the authority from Eagle Star in respect of this. Can anyone shed any light on this,also they said that they persue both parties equally,but in morgage law both parties are joint and severally liable.(which says to me they will go after who ever it is easiest to get money out off) Once again many thanks David

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