Myself and my husband had our house repossesed in 1991 by Abbey National. About 2 years later they traced us but we ignored all correspondence. Shortly after that we split up and I went to live in America. To be honest I forgot all about the matter.(posted 7767 days ago)Last year I returned to UK and low and behold I received letters from AB and their solicitors threatening to take me to Court. The amount is so large (needless to say the house was sold well below the going value) I just didn't know what to do so I just ignored them again. Bit silly maybe but in May last year I got about 7 letters in the space of a couple of weeks the last one being pretty threatening. Since then I have heard nothing. I wondered why then I saw this site. Could it be because the 12 years have expired? If so does this mean that the debt will be written off even though nothing has been paid?