I don't know if they can do this to you but it sounds as though they are trying to scare you...don't let them.(posted 7767 days ago)Your SARN request has obviously upset them....have you SARNED the lender and the debt company? If not, so so now bu recorded delivery.
Repeat your request for any outstanding information.
Do not admit liability, do not talk to them on the phone, do not give them any personal info, as per advice under "do's and don'ts on the site.
Did you have a MIG? Was your house undersold in your opinion. We need this info to help you.
Take your time to read the info on the site and come back and ask anything you are not sure of.
Don't panic.
Hope this helps
M