My ex-wife and I had a joint mortgage. Upon our divorce she was on social and I went to live in America with a new wife. During the 5 years I was in the US the house was reposessed. I have now returned to the UK and found out that the house was repossessed. What should I do? I'm happy to pay the debt but would like some advice as to how this is done and what is the best course of action. I do not believe in having a debt and would like to clear my records. However I do not want to be taken for a ride and pay more than is fair to pay. If someone could offer some advice I would really appreciate it.(posted 7743 days ago)Chris