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Response to Abbey National - HELP!

from hanging in there! (Anderston828@aol.com)
Dear "I was duped"

Thanks a lot for your answer.

Am I right in thinking, as the Abbey has been settled for the full shortfall they originally claimed, they are now pursing me (using DLA) for the same monies (although they have halved it!) by using laws of Subrogation? That being the case I have no choice but to follow the advice on the site and keep asking for the info I've already asked for several times already.

The 6/12 years is clearly a grey area and am I right to think that the first date I defaulted on my mortgage is the date the 6/12 year starts?

Although these MIG's have been mis-sold it seems we are wasting our time arguing this out with the Abbey although it can be saved for Court if I get there.

If I make a complaint to the FSA that may buy me some time as I understand they can take several months to investigate....although I don't suppose having more time makes any difference as my circumstances won't change. But I think I'll complain anyway and I'm now going to involve my MSP (Scottish Parliament). While I'm at it I'll copy my letter to every Scottish MP as we have to raise awareness of these scandals.

I've only got £200 (I was saving towards sending my kids to drama school for a week in the Summer). I really don't think they will accept such a small amount but if it got them off my back, the kids could go next year I suppose. I just don't know if I can put up with this for another X number of years....too many sleepless nights!

I do get maintenance from my husband but I don't claim income support and pay my rent in full. They haven;t contacted him and I don't intend to help them.

I've got no assets so no worries there!

Will write to them and the IC as per your advice and thanks again for pointing me in the right direction.

I'm going to have a drink now!

M

(posted 7755 days ago)

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