Response to What to do? What are my rights? Can I make payments for x amount of time,say 4 years??

Elmer,

I'm afraid this site is only for British people who have had their homes repossessed in the UK. You certainly need to establish how much your car was really sold for. Perhaps you may find help through this American site: http://www.abanet.org/legalservices/findlegalhelp/freehelp.html

Good Luck.

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