I've recently received notice from a collection agency following a repo several years ago. I've received a completion statement from them as requested, and all was done within time, a fair price obtained, and no seemingly undue costs, etc. They're saying the halifax will still consider an offer, but i don't have a clue how much to aim for. I dont have the money laying around, but just want to try and get this cleared up so i can just forget about it. The amount has always been shown as around £13000, but on the completion statement is exactly £2000 more?? Can anyone give me an idea on what sort of figure to offer?(posted 7803 days ago)