Myself and family are in a right mess. After being repossessed ourselves 3 years ago, we ended up renting a house from a private landlord. He moved away 2 years ago and left us only a building society paying in book. We've never heard from him since and have no idea where he is.(posted 7808 days ago)Through various financial/health problems and job losses we built up rent arrears (and this obviously caused mortgage arrears) but with no-one breathing down our necks, we regrettably let it get out of hand. By now the property was falling into disrepair and we had no way of contacting the Landlord (a Bankrupt) who had seemingly left us to pay (or not)...with no concern for his property or finances. We've done our best but the Halifax have just been granted a repossession order on the house. What the hell do we do?
We've explained things to the Council Housing Dept. who are trying to rehouse us but they want us to become a third party to the proceedings to 'give them more time to rehouse us'. We're wary of doing this from a legal perspective but the Homelessness Department have all but said we must?!
We need to be out in 2 weeks time, we have no money, 3 young children and Christmas looming on the horizon. Not only that my partner is partially sighted and due an operation on 20th January but is so stressed I am really worried about him. We just don't know where to turn or what to do!
Any advice welcomed with open arms!
Tina :o(