Just found the site. Great!(posted 7826 days ago)Have been using Concept Management to negotiate on my behalf. Peter Walker just doesn't seem to be doing anything for me. DLA (legal people) now writing to me on behalf of Abbey National, to settle debt. They are about to send me Income/ expenditure forms, and alleged debt is approx £16900. Is anybody at this stage? Any advice. Just starting to read through whole of the website, so a bit green at mo!! :-)