Got a letter in the post today, the Halifax have accepted my settlement lump sum offer of £500. Hurrah.(posted 7826 days ago)I have to say I am in shock as their original "shortfall" was £30,872, but I have denied this since 1996 when they first wrote to me. I did pay them £10 a month for 5 years, so in effect they have actually settled for £1100. But still, it's a bit different to 30 grand!!!!
Hopefully, I'll be able to sleep at night now.
I hope this gives you all some hope and if any of you want any help or advice, please don't hesitate to ask.
Good luck to everyone and don't let the bastards win.
Tracey