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Response to MIG - Royal & Sun Alliance

from Carol Riley (carol.a.riley@Talk21.com)
With reference to limitation on subrogation. I am reliably advised that as subrogation is not a contract there can not be a breach and therefore six year limitation does not apply. Please comment. Following the Court of Appeal decision in Bartlett lenders are still applying the wrong date for limitation, unless the borrower admits the debt limitation starts from default date ,two moths after last payment repayment was made . If borrowers have been making repayments on on alleged unsubstantiated debt ask the 'debt collector' to confirm what the payments have been attributed to ie interest or capital and ask for written calculations .

Carol Riley National Association of Mortgage Victims www. NAMV.org.uk

(posted 7811 days ago)

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