I made an offer to Northern Rock or should I say Mckeags their legal dept as full and final settlement, but as aspected they said they could not consider until I filled in the I&E form they sent yet again. If I fill in the form although I know its not recommended by this site and show that I am on low income would this help my case or would they find a way of using the info against me? Can anybody advise on what I should do next and how I should reply to them?(posted 7844 days ago)Thanks. Gary