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Response to Halifax/Counselling Intermediary - no contact, comments please

from One Angry Mother (madcow678@hotmail.com)
They must be telepathic! A letter arrived on the door mat on Saturday morning, with a couple of bits of paperwork, which they say should be sufficient to now pay the bill. I have some more queries though as a result.

1. They have quoted a court case re the mig, Woolwich B/s V Brown 13/12/95, Judge Waller: Commercial Court. Can anyone tell me where I can find the transcripts, or what the actual case entailed. I really feel this is very important.

2. Is a mig relevant to 6 or 12 year law? even though I can prove I was mis-sold it, the insurance company have sent Halifax a letter dated 4/10/2002! telling them they can chase the debt on their behalf, and they will split the proceeds! this stinks of fraud, because of the date of the letter, or am I being paranoid? this is why 6 or 12 year law is relevant.

I have another 8 points that are not quite all they seem, but don't want to print them here. I'll keep them up my sleeve. Mind you, I wouldn't mind a bit of advice off site, from some one with more knowledge of the law, if anyone is offering.

Paul - I think you asked what the costs from 1998 were. Apparantly they were the costs incurred in the sale of the property, which I agreed to pay under duress. I refuted the shortfall and kept asking for proof, which they would not provide. At the time I was a single mother living on part time wage and thought they could black list me, or throw me out of my home and because I couldn't afford legal advice, stayed ignorant until now. I now believe, even the costs have been fabricated.

Thanks for everyone's comments so far.

Tracey

(posted 7866 days ago)

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