If your lender didn't get a money judgement order at the time your home was repo'd, then they'll have to issue a claim and get one. I suspect that this is just hot air from the lender and their solicitor in a feint hope that you might panic and start talking. If the lender issues a summons against you, then just ask the same questions as before etc. If you defend the claim, then there would a court hearing and if you lost, then the lender could ask for an 'oral examination'. This is where you attend court with proof of your outgoings and income and answer the questions the court usher puts to you. Thats from an 'official' set of questions, but the lender can supply their own list.(posted 7859 days ago)Try and avoid getting to this stage, I have seen questionnaires from creditors asking about such things as possible inheritances and how much they will be!!
Hope this helps Pendle