Christine,(posted 7866 days ago)First of all calm down and read the sections on this site, it seems to be that the Halifax are guilty of a lot of procedural errors that you can use to your advantage. You have not mentioned the amount of the "alleged debt" or any of the background of the case, ie when did you receive the first communication from the Halifax etc etc. Once you post this I am sure that you will get some help from other people in your position. Btw it is not normal practise for different sections of the same bank to share information, the people dealing with the shares would not share that information with the mortgage side. Was his ex wife still living in the property after the break up, as the extension to the mortgage and the personal attendance hearing may have had something to do with her. Also mortgages can be extended by the mortgage co if circumstances change, for instance if your mortgage was a "low start" ie if the payments were deferred until later on in the mortgage, and you default then the mortgage company can and will change the mortgage to their normal rate etc etc. As to your second posting, it may be that the Halifax has passed your details to these people. Hope this helps Regards