I handed in the keys with a letter 1998 after receiving a letter advising the lender was going to take legal proceedings to repossess my house. I didn't hang about and left before receiving any more info from them.(posted 7878 days ago)The SARN info shows I've been charged fees for executing eviction, but is this necessary when you've given up the house voluntarily??
I've asked for a copy of the original account from the Sheriff Officers but they said this is 3rd party info and I'm not due it under the Data Protection Act.
Also I asked the lender if there was a Money Order/Repossession Order and they said they no longer had a copy. I got a copy of my credit file from Equifax and nothing is mentioned on there. Is it any benefit to me that there doesn't seem to be any of these orders against me?? Am I right to think there's a fair chance I won't be on the Mortgage Lenders Repossession List?
Any advice or Info appreciated.
M