Response to What a Stitch Up!

I sympathise greatly with your predicament, but I can't agree with your accusation that the Halifax are liable for the defective construction of the balcony on your property. The survey that lenders carry out is simply done in order to assure themselves that the property is adequate security against the money they are lending, and if you read the small print you will see that the their survey does not claim to be a structural survey and that the responsibility for carrying out a structural survey is yours as the borrower / purchaser. Did you commission an independent surveyors report at the time of purchase? If you did then you may be able to claim for negligence against the surveyor. Another potential route to obtain compensation would be to sue the builder or designers of the property assuming that you can trace them. I find it hard to believe that a defect common to over 240 properties is no-ones' fault!

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