Response to No contact from lender, but they are credit checking me

In a perfect world they would not pursue given that most have agreed to a voluntary code, unfortunately we do not live in a perfect world and it has been proved time and again that most move the goalposts and tell lies when they are trying to excuse their behaviour. In my own case National Home Loans/ Paragon are still trying it on over eight years on from repossession even though they failed in their duty of care and sold me an endowment mortgage with no policy ever being in force. I for one would be very careful about relying on the six year agreement as it seems most do not adhere to it!!!

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