How dare you assume that everyone is avoiding their debt. How about your ex wife smashed your house Up left you and your child homeless. Avoided paying any CSA towards you then stopped paying the mortgage. Meanwhile you went to court to get an order for sale she refused to sell, you eventually got the courts to evict by which time your ex wife has systematically smashed your house up demolishing the garage and then disappearing out of the country and refusing to pay the mortgage whilst you struggled to bring up a child and obtain your qualification to enter into the profession you desire.(posted 7918 days ago)The house was then repossessed despite obtaining a warrant for possession allowing you to sell the house without your ex consent marketing the property at a reasonable price but when you obtain a decentish offer the mortgage provided will not abide by a warrant obtained by the courts and repossess the house bearing in mind you have a house to pay for because the parent you lived with died therefore you are completely incapable of paying the mortgage and cannot move in as the house is inhabitable. The mortgage provided then valued the house some £10,000 less than the valuation the chartered surveyor originally marketing the property quoted it and sold it for a £17,000 shortfall. Hence leaving you completely screwed insisting on screwing money out of you which would never has existing if they had a) they listened to the problem I was having with the ex partner and took matters into their hands earlier hence the house would have been worth £10,000 more than the outstanding mortgage b) they didn’t think that they were above the county courts and c) chased the person responsible for the unreasonable behaviour.
How would you like it if I assumed you were a landlord who charged ridiculous amounts for rent, did not carry out repairs when required and did not regularly arrange the service of gas fires etc therefore endangering lives and being negligent. Do you ever think that sometimes these large greedy firms namely mortgage lenders are at fault sometimes.