I'm not sure what you are saying here Mandy. You say you successfully applied for a mortgage but now want to have a joint mortgage with your new partner. Can you be a bit more specific? If you already have a mortgage and your partner has a mortgage then are they on two separate properties or what? In general though, debt collectors will go after people who appear to have assets / income sufficient to make it worth their while. How did you answer the question on the mortgage form you filled in about whether or not you had previously had a mortgage / arrears?(posted 7925 days ago)