Response to SHOULD I SARN "TRACERS"

Its too late now, but I think its probably a wise decision that if you are approached by an investigator or debt collector, then ask them to make a proper appointment to see you rather than seeing them when they turn up unannounced. Then arrange for someone to be with you to witness what happens. If anything untoward happens, then have the witness sign an affidavit as to what really happened.

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