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ADVICE/HELP NEEDED SOONEST

from Chris (chris@anon.co.uk)
Dear All,

Grateful for advice. Have been following excellent advice and dealing with Bradford & Bingley's Solicitors regarding my fiance's alleged shortfall for £38,000. He wrote them a letter 5 month's ago and has heard nothing up until yesterday. When we returned to his mum & dad's yesterday evening at which address he has not resided for some time there was a letter, not from the solicitors but from Bradford & Bingley Recoveries Department, worded as follows. Further to my letter dated 22nd April 2002 (he has never received nor seen this by the way) I do not appear to have received a completed personal budget form from you, so I have enclosed a new one and would ask that you complete and return it to me within the next seven days so that we can fairly assess a future payment plan. As you are aware, the agreement for you to repay the debt by instalments (I'm sorry but what are they talking about he has never agreed to the debt nor paid them any money) is subject to you completing a personal budget form every six months. Again, I would stress that the purpose of you completing the personal budget form is to ensure that we have a clear picture of both your personal and financial circumstances, so that we can fairly (underlined) assess a future payment plan. They then go on to ask for loads of documentation. I might add my fiance owns no house, no car, etc. Letter ends with Should you have any queries please do not hesitate to contact me (by telephone ha ha). What advice would you suggest. Should he ignore this letter or should he send a copy of his previous letter to Hammonds, Suddards & Edge. As he no longer lives at this address we are unsure how to proceed. Grateful for all you who know more to help. By the way in the last letter he used the line I note that you or your client are trying to avoid evidencing the debt by making me fill in an I & E form. He has never, nor will ever, agreed the debt, made a payment nor filled in an I & E form. Glad for your advice. Many thanks. Chris

(posted 7918 days ago)

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