Thanks Chris and Gordon for your answers:(posted 7945 days ago)CHRIS, I only have a solicitor, there is no solicitor on the other end, only the Bank and the Debt Collectors.
GORDON, My solicitor is dealing with my shortfall, firstly because I am on benefit, and secondly I have a young child to look after. This is a joint shortfall with my ex, who has left me to deal with everything, the child, the debts, etc and has done a runner himself.