Response to Halifax and the MIG

The problem is that that the debt simple argument with regard to MIG payouts and Rights of Subrogration has yet to be tested in court. All things seem to suggest that the debt simple interpretation is correct, but until the Court agrees, the Lenders and their agents are still trying it on. I would respond only with a SARN, on both the Lender and the insurer (Royal Sun Alliance?) but it depends on how aggressively you wish to defend yourself against their claim.

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