Just wondered whether anyone was in a position to offer advice on a previously unanswered question.(posted 7934 days ago)The Halifax are chasing a shortfall which is equal to the MIG payout they received over 6 years ago. As I understand it, once a lender receives a claim, they are then chasing you for a simple rather than a speciality debt as in the case of a mortgage. I have assumed no liability to the debt to date but would like to know how to respond to the lender in light of this information.