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Payment of mortgage

from Michael LLoyd Davis (davislloyd@hotmail.com)
I have a £44.0000 mortgage on my home, however a major defect has come to light.The fault lies with the construction of the support beams.I have been told that they will all have to be replaced and have received a figure of £23.0000 to complet the repairs. I have contacted the mortgage company and have informed them of the defects, however they do not respond to either mail or phone calls. The house was inspected by their nomonated asseser on its completion. [A] Do I have to meet the total repair bills. [B] Is the mortgage company responsilble for the repairs bill.

I belive that because I was not responsible for the defects/ and until the mortgage is paid off I,m not the owner then I should have to pay any of the repairs bills. Or continue to pay the any of mortgage until the repairs have been completed and I move back into the house.

M L Davis

(posted 7936 days ago)

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