Hi Clare,(posted 7961 days ago)My fiance's situation has some similarities to yours in that while he was at work she was spending the mortgage money on herself and her 'friend'. She is now married to the man, does not work and nor does he. My fiance has 3 children and the money he pays is deducted at source as she is on benefit and he has no say or control over it so you definitely should be receiving money from your ex-husband. The shortfall is for £38,000. When I came across this site Hammonds, Suddards & Edge were contacting him on a daily basis, letters arriving every Friday just in time for the weekend, phone calls every single day etc. etc. Following the advice on this site I composed a letter on his behalf which I will be more than happy to help you do the same, to the solicitors asking them not to contact him at work, and for some other information. It took Bradford & Bingley 3 months to answer that letter. I then composed a second letter in March of this year and he is still awaiting a response, now been four months. We did serve a SARN (more information about these on the site) on B&B and discovered that almost everything the solicitor had said was false. He had advised by telephone he was not passing letters to B&B when in actual fact all the solicitor does is compose letters on their behalf so please do not be intimidated by the solicitors it is all standard stuff for them. I still have a whole load of questions to ask the Building Society, so please realise you are not alone. I have come to realise that if the majority of victims got together on this site they could probably compare letters almost word for word so they are not targetting you personally just 'doing a job' if that's a fair term for it. You say they did not contact you for approx 6 years, I would double check that they were not out of time from when the property was repossessed, especially if they are a member of the Council of Mortgage Lenders. Good luck to everyone and thank you for all of your support.