Response to seperation only option repossion

I went through a similiar problem myself,the (now) ex wife walked out and refused to contribute,saying she could not afford to,as her income was so low she was claiming family credit.Funny thing is three months later she bought another property,but still couldn't contribute to the joint mortgage!She was still receiving benefit. Four years on she still has her "new" house,but refuses to acknowledge any contact from the original lender. So they contact me with increasing menace in each letter. Joint liability sounds great but don't be suprised if they decide that you are the soft touch,or only approach one party.Often the attitude is that they will chase the one they believe is most likely to pay,with little or no regard to ability to pay.Who scares the easiest? Get in touch if you want to know the story in more detail.

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