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Response to Help-has my SARN caught them out!

from JEN P (jlzmail@adelphia.net)
Lisa - I have a page from B&W showing all offers and whether rejected or accepted. SARN info turned up letters from estate agents to BS confirming these offers were rejected. Also have "approval of sale" forms with notes giving BS bottom line - amount offered and notes from agent about offer e.g: 52K offered may 9, 1994 - rejected as bottom line was 53,500 (would have likely been a quick sale as renting on exact same street and was only going for a 60% mortgage) 50k offered may 10, 94 - rejected - nothing in sarn 50.5k offered may 27, 1994 - rejected as bottom line was now 52K - previous possible purch at 52K had now bought elsewhere 51k may 31, 1994 - accepted but fell thru 46k 14th dec, 1994 - rejected so purchaser upped to 50k - agent advised BS to "take it - this is 2,500 above cmv. Has had quite a few viewings although advertising low" - BS still rejected - note on form says "try 51 but don't lose"!! 46k 4 jan, 1995 - agent says "grab it" - comments were try 50 - bottom line 48 - still rejected

and so on..... Do you think I should still SARN agents acting at time or is this enough

Gordon - if they keep hounding me do I just ignore them or should I reply to them each time - if so, what do I say.

This MIG thing is weird - if "the Society proposes to take security for the advance (13,500) from a third party" being SA - wouldn't SA upon sale of property either have paid BS the 13,500 or come after them for it?? If so, wouldn't there be documentation to this effect. Did SA put up this money in the beginning or did BS put it up and SA guarantee it?? As I paid the 607.50 fee am I entitled to see anything? Should I request copy of indemnity again? I really am not sure what I paid this 607.50 for? Here's the other thing I need explained - if on the "approval of sale" forms it says current debt 66,279 indemnity 13,500 break even value 52,779

why are they taking out the indemnity to show a break even value. If they or SA have to pay the indemnity shouldn't that be included in break even value??

One other thing I found which is confusing me - a personal data form from BS says original loan amount 65,250 scheduled principle balance 34,495.46 current pay off 36,058.36

further down it says Account Status C=Closed and again Status C=Closed any ideas??

I don't know if the incredibly bright Bristol and West realize I live in the US full time - if they issue a court order does anyone know if it'll just sit there??

(posted 7998 days ago)

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