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Are the bank negligent/Bank sold business/flat at a low price and expect me to pay

from Bal Gill (baljinder_gill0@hotmail.com)
I have a joint debt (business and flat above) with my ex husband of 49k (my ex is somewhere in hiding), the bank have only last month passed it on to the debt collectors after being sold at a low price in jan this yr at auction. The property was repossessed this time last yr.

Prior to repossession i had found a buyer who was prepared to pay a sum which would have cleared my debt. Unfortuantely a fire took place on the property next door whilst the sale of going through. The buyer wanted to carry out another survey and i agreed. there were major problems with the survey and the buyer wanted me to reduce the price by 5K, i was prepared to do that but the bank refused saying that they could get more then that. However they sold it at a very low price in an auction , which is 32K less than what my buyer was offerring. Why did the bank not accept this offer, they themselves have put me in this mess.

I am wanting to get this matter resolved asap as i have a 2 yr old daughter and want my life back. Therefore I am wanting to offer a lump sum of say max 3k now, but feel that they may refuse as the case is fairly new to the debt collectors.

the bank is the royal bank of scotland, what do u say should i make an offer now??? The debt collectors have advised my solcitor that they are not willing to negotiate. what do u think?? Thanks

(posted 7986 days ago)

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