AN not supplying mtg deeds

Please could you help me organise a reponse to a letter received from Eversheds on behalf of Grabbey.

I have made several requests for the mortgage deed. Their latest excuse for not supplying it is "Our client has a mjo. Accordingly, the bank need place no further reliance on the deed to prove the debt as the debt has already been proved to the satisfaction of the court".

I do believe that they undersold the property. They failed to obtain damp and wall tie reports (which they admit to in their response). Obviously I am not an expert, but I would expect that with this lack of information, how could the surveyor place a true value on the property? Should I now mention this as the reason why I want the deed or just keep asking for it?

Also, just to clarify, would one surveyor's report and one estate agents valuation at possession be classed as two surveys?

Can they take me to court with no mtg deed?

Thanks in advance

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