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Response to Shortfall or speciality debt

from (nomortgagedeeds@aol.com)
Don't get too distracted ....Keep to the facts, you should not be proving anything!!They should provide you with information that they will have to provide if the matter goes to court.If you have documents asking politely that they issue you with a certified copy of the mortgage deed (not to be muddled up with the land registery deed) so that you may see the terms and conditions of the original mortgage contract, that you had signed with them, this will be in your favour. State in your letter that you require this information within 7 days (give a date) and that they return your letter by recorded delivery. Send the letter first-class,recorded. I also included in my letter that I wished to make an appointment for myself and my Counsel at the BS Head Office, in order to view that document and take a certified copy. Their solicitors wrote back saying that there was no original mortgage deed i.e. no contract upon which to base their claim. Some weeKs later they wrote saying they would not pursue any shortfall claim against me.....

I believe that too many of these documents are missing and went through nearly 2 1/4 years of heartache before their claim was dropped....

good lucK nodeedsnoclaim

(posted 7998 days ago)

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