Response to Union Finance

Ah the joy that was Union Finance. About as legitimate as the Kray twins were I'd say and just as dodgy. Allegedly. They had nothing to sell but a good line (re-hashed by Peter Walker in his various guises more recently, but also allegedly of course) and I know of no real cases where the Lender backed off permanently as a result of their poorly written threats. I was told the same about the MIG policy and handing in the keys (specifically by John Shepperd, Peter Walker and David Sutton) but I am still being hounded over a decade after the repo. Who was your Lender? The six year rule only applies to those subscribing to the voluntary code and many of the Lenders back then were not your regular Building Societies...so the 6 year thing is just ignored. The new mortgage is what alerted them to your "improved financial status" as some voluntary repo's seem to miss the blacklist, so you can get a new mortgage with little difficulty. Sorry you got caught by them too - my email name was created because of UF !

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