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Response to Questions re Deed and MIG

from jen p (jlzmail@adelphia.net)
Am in the process of requesting the docs that go with the deed and also politely asking for a copy of the MIG again. With regards to the MIG - I have no idea whether I was required to take one out or not - this was so long ago (unfortunately I can't remember much from 1988)! I guess their response of "unfortunately we are unable to provide you with a copy of the indemnity policy as this was a policy between the Bristol and West and its insurers and remains so" either means 1. there was a policy or 2. they have no idea if one existed as they too can't remember and have no documentation of it so they are just going to stall me. By the way - when I asked for a copy the second time their response was "I also repeat that the Mortgage Indemnity insurance was between the Bristol and West and its insurers and you are therefore not entitled to a copy of the policy, I have enclosed for your information a copy of the Council of Mortgage Lenders press release, to whom we subscribe." - They then sent the CML report under consumer info entitled Mortgage Indemnity: A Borrower's Guide from May 2001. I have read items 9 and 10 under your Do's and Don'ts - looks to me as though B & W are not being very helpful - anyone else have any ideas??
(posted 8037 days ago)

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